Privacy Policy and Legal Advice

PRIVACY POLICY

Confidentiality and security are core values of FINANCIAL LIFE PLANNING SL (hereinafter, FLP). Consequently, we commit to ensuring the USER’s privacy at all times and to not collecting unnecessary information. Below, we provide all the necessary information regarding our Privacy Policy related to the personal data we collect, explaining:

Who is responsible for processing your data.
For what purposes we collect the requested data.
What legal basis justifies their processing.
How long we keep them.
To whom your data is disclosed.
What your rights are.

1. DATA CONTROLLER:

FINANCIAL LIFE PLANNING SL
Carrer Passeig, 25 1st 3rd
08211 Castellar del Vallès, Barcelona (Spain)
(+34) 630 447 267
info@flpconsult.com

2. PURPOSES, LEGAL BASIS, AND DATA RETENTION

• CONTACT FORM

Purpose: To provide you with a means to contact us and respond to your information requests, as well as to send you communications about our products, services, and/or activities, including via electronic means if you check the acceptance box.
Legal basis: The user’s consent when requesting information through our contact form and, if applicable, when checking the acceptance box for receiving information.
Retention: Until your request is resolved through our form or once answered via email if no further processing is generated. If you have agreed to receive marketing emails, your data will be retained until you unsubscribe.

• NEWSLETTER SUBSCRIPTION

Purpose: To send our commercial newsletter and informational and promotional communications about our products, services, and/or activities that may be of interest to you, including via electronic means.
Legal basis: The user’s consent when subscribing to our commercial emails and newsletters.
Retention: Until the individual withdraws consent and requests to unsubscribe.

• SUBMITTING A CURRICULUM VITAE (CV) VIA EMAIL

Purpose: To have your CV on file for participation in our recruitment processes or as a professional collaborator, both present and future, and to verify provided references.
Legal basis: The individual’s consent when submitting personal information and a CV for recruitment or collaboration purposes, as well as the application of pre-contractual measures.
Retention: During active recruitment processes and, at most, for one year for future processes.

• EMAIL COMMUNICATIONS

Purpose: To respond to your information requests, handle your inquiries, and answer your questions.
Legal basis: The user’s consent when requesting information via email.
Retention: Until the request is answered via email if no further processing is generated.

3. OBLIGATION TO PROVIDE PERSONAL DATA AND CONSEQUENCES OF NOT DOING SO

Providing personal data requires a minimum age of 14 years or, where applicable, sufficient legal capacity to enter into a contract.

The requested personal data is necessary to manage your requests and/or provide you with the services you may contract. Therefore, if you do not provide them, we will not be able to attend to you properly or offer the requested service.

4. DATA RECIPIENTS

Your data is confidential and will not be shared with third parties unless there is a legal obligation to do so. No international data transfers occur outside the European Economic Area (EEA).

Our service providers are required to use servers within the EEA. If, in the future, we need to use servers located outside the EU or the EEA, appropriate measures will be adopted and incorporated into this Privacy Policy.

5. RIGHTS REGARDING YOUR PERSONAL DATA

Any individual may withdraw their consent at any time when the processing is based on their consent. In no case does withdrawing this consent affect the execution of any prior contractual relationships.

Additionally, you may exercise the following rights:

Request access to your personal data or its correction if inaccurate.
Request deletion when, among other reasons, the data is no longer necessary for the purposes for which it was collected.
Request restriction of data processing under certain circumstances.
Object to the processing of your data for reasons related to your particular situation.
Request data portability, in cases provided by law.
Other rights recognized in applicable regulations.

How and where to exercise your rights:

You may submit a written request to the data controller and/or the appointed Data Protection Officer at the postal or email address (indicated in section 1), referencing “Personal Data”, specifying the right you wish to exercise and regarding which personal data.

Additionally, you must verify your identity by attaching a photocopy or, where applicable, a scanned copy of your ID card (DNI) or an equivalent document to ensure that we only respond to the data subject or their legal representative, who must provide proof of their representation.

If you have any disputes with the company regarding your data processing, you can file a complaint with the Spanish Data Protection Authority (www.aepd.es).

6. COOKIES

This website uses technical, personalization, and analytical cookies from first and third parties, which do not process personal data but track browsing habits for statistical purposes.

Therefore, upon accessing our website, and in compliance with Article 22 of the Law on Information Society Services, we have requested your consent to use analytical and advertising cookies and provided information about them. In any case, these cookies will only be installed after a reasonable time to allow the user to decide whether to provide consent.

For more information about cookie usage, please refer to our Cookies Policy on our website.

7. SECURITY OF YOUR PERSONAL DATA

To safeguard the security of your personal data, we inform you that we have implemented all necessary technical and organizational measures to ensure the security of the provided personal data, protecting them from alteration, loss, unauthorized access, or processing.

8. DATA UPDATES

It is important that you notify us of any changes to your personal data to ensure that we maintain updated records. Otherwise, we are not responsible for the accuracy of your data.

We are not responsible for the privacy policies regarding personal data that third parties may provide through links available on our website.

This Privacy Policy may be modified to reflect changes on our website, as well as legal or jurisprudential developments regarding personal data. Therefore, we recommend reading it each time you provide data via this website.

This Website is owned by Financial Life Planning SL (hereinafter, FLP) with NIF B66232562, registered address at Carrer Passeig, 25 1st 3rd, 08211 Castellar del Vallès, Barcelona (Spain).

Additionally, we provide a Data Protection Officer who will not only oversee all data processing carried out in our entity but also assist you with any questions related to the processing of personal data. The contact details of our Data Protection Officer are: info@flpconsult.com.

Legal Advice

This website is governed by the regulations exclusively applicable in Spain, and both nationals and foreigners using this website are subject to these regulations.

Access to our website by the USER is free of charge, and its use is governed by the terms and conditions in effect at the time of access, which we ask you to read carefully. If the user does not agree with these terms of use, they must refrain from using this portal and operating through it. They may contact us for any clarification regarding these terms.

The provision of personal data through our portal requires a minimum age of 14 years or, where applicable, sufficient legal capacity to enter into a contract.

At any time, we may modify the presentation and configuration of our website, expand or reduce services, and even remove it from the Internet, along with the services and content provided, all unilaterally and without prior notice.

A. INTELLECTUAL PROPERTY

All content, texts, images, and source codes are the property of FLP or third parties from whom exploitation rights have been acquired, and they are protected by Intellectual and Industrial Property Rights.

The USER is only entitled to private use of such content, without profit motives, and requires express authorization to modify, reproduce, exploit, distribute, or exercise any rights belonging to its owner.

The establishment of links to our portal does not confer any rights over it. Likewise, simply establishing a link to our website does not grant the status of collaborator or partner.

FLP is exempt from liability for any claims regarding intellectual property rights over articles and images published by third parties on its portal.

Any total or partial imitation of our portal, as well as the establishment of links to our website, is strictly prohibited without prior authorization from FLP.

B. ACCESS AND USE CONDITIONS

Access to our website is partially free and partially requires a subscription or prior registration.

The submission of personal data implies the USER’s express acceptance of our privacy policy.

The USER must access our website in good faith, in accordance with public order regulations, and in compliance with these General Terms of Use. Access to our website is at the sole and exclusive responsibility of the USER, who shall be liable in all cases for any damages caused to third parties or to us.

The USER is expressly prohibited from using or obtaining the services and content offered on this website through any means other than those stipulated in these terms of use.

The USER is prohibited from performing any actions on our portal that may cause an excessive system overload, as well as introducing viruses, installing robots, or software that alters the normal functioning of our website or may ultimately cause damage to our IT systems.

Given the difficulty of controlling the information, content, and services that third-party websites may contain and that may be accessible from our website, we inform you that FLP is not responsible for them, although we will attempt to ensure their legality to the best of our ability.

FLP reserves the right to suspend or terminate any USER who, in the organization’s opinion, has violated the terms governing the use of our website. Likewise, we reserve the right to take appropriate legal action against those who breach these general terms of use.

C. PRIVACY POLICY

Confidentiality and security are core values of FLP, and consequently, we commit to ensuring the USER’s privacy at all times and not collecting unnecessary information.

The provision of personal data through our portal requires a minimum age of 14 years and the express acceptance of our Privacy Policy.

D. RESPONSIBILITIES

By making this Website available to the USER, we aim to provide a quality service, using the utmost diligence in its provision, as well as in the technological means used. However, FLP does not guarantee that the availability of the service will be continuous and uninterrupted due to issues arising from Internet network problems, failures in IT devices, or other unforeseeable circumstances, meaning that the USER agrees to bear these circumstances within reasonable limits.

This website, except as regulated under specific terms of use where applicable, is purely informative and serves as a corporate presentation of our products and services. FLP is not responsible for any expectations the USER may have in this regard.

Everything related to our website is exclusively governed by Spanish law. In the event of any discrepancy or dispute between the parties regarding the interpretation and content of this website, all parties submit to the legally competent Courts and Tribunals.

E. VALIDITY OF GENERAL TERMS OF ACCESS TO THE WEBSITE

These General Terms of Use were modified in January 2025. We may update them at any time: please check the issue date each time you connect to our website to ensure that no modifications affecting you have been made.

For any questions regarding the Terms of Use of our website, you may contact us using the details provided above.