WHO WE ARE
Over 25 years of experience working with wealth — and, above all, with people
Proven experience
Over 25 years of perspective
For more than 25 years, we have worked with family wealth and supported people through very different stages of life: wealth creation, retirement, inheritances, business transitions and generational handovers.
That experience has taught us that good decisions are never just about the numbers. They also depend on understanding the individual, the family and the context they are in.
Qualified team
A holistic view, with the right specialists when needed
Not every wealth decision can be approached from a single perspective.
That’s why we work with a trusted network of professionals, bringing together the right expertise whenever the situation calls for it.
The goal is simple: to give you a clear view of the bigger picture before you make a decision.
WEALTH PLANNING
As your wealth grows, the decisions become more complex.
You may have investments across different institutions, property, pension plans, cash, a business or other assets.
Each piece may make sense on its own.
The real question is whether it all works together.
We help you build a clear, joined-up view of your wealth, looking at how it is allocated, how well diversified it is, and whether it truly supports your current and long-term goals.
Areas we can bring together
- Wealth and investments;
- Diversification across asset classes and financial institutions;
- International wealth diversification;
- Liquidity and future funding needs;
- Retirement planning;
- Tax and wealth structuring;
- Property;
- Inheritance and wealth transfer;
- Succession planning.
It’s not just about asking how much an investment could return.
We also ask:
What will you need?
When will you need it?
What do you want to protect?
What do you want to have in place?
What level of financial freedom do you want?
That way, your money stops being a collection of separate pieces and becomes part of a clear, joined-up plan.
Tell us where you are today. We’ll start by understanding where you want to go
DESICIONS WITH PRESPECTIVE
We don’t start by asking which product you need. We start by asking what you want to achieve.
A financial decision can have implications for your retirement, your family, your tax position, an inheritance or the plans you have for the years ahead.
That’s why, before making any decision, we need to understand the bigger picture.
We help you assess your options, explore different scenarios and understand the implications of each path, so you can make decisions with greater clarity and confidence.
The bank may be one piece of the puzzle. Your wealth is the bigger picture.
Working with FLP doesn’t necessarily mean replacing your banks, wealth managers, lawyers or other advisers.
It means having a clear, holistic view that connects all the different pieces and helps ensure they are all working towards the same goals.
Your goals come first. The tools come second.
MOMENTS OF LIFE
Financial freedom means being able to make decisions with confidence
It doesn’t necessarily mean stopping work or simply accumulating more wealth.
Retirement, an inheritance, a change in family circumstances or a decision involving the next generation can mean reassessing several things at once.
We help you understand what is changing, what still matters most, and which decisions are worth making.
1. I’M PREPARING FOR RETIREMENT
You’ve spent years building your wealth. Now the question is no longer just how much you have, but how you want to live with what you’ve built.
We look at your future income, wealth, needs, plans and different scenarios, so you can understand what you can comfortably afford and how to approach this next stage with clarity and perspective.
2. MY FINANCIAL POSITION HAS CHANGED
An inheritance, the sale of a property, a business or another asset can open up many possibilities.
And just as many questions.
Before deciding what to do with that wealth, we help you understand how it fits with what you already have, what you may need in the future, and the implications of each decision.
3. I WANT TO PLAN FOR MY FAMILY’S FUTURE
Supporting your children, organising family wealth or preparing for the next generation involves decisions that go well beyond the financial side.
How much can we give? When? In what form? What will we need ourselves? What do we want to have in place?
We bring these questions together to build a plan that works across generations.
4. I WANT TO SIMPLIFY AND GET THINGS IN ORDER
Over the years, it’s common to build up multiple accounts, investments, properties, pensions, insurance policies and relationships with different financial institutions.
There comes a point when having more doesn’t necessarily mean having greater clarity.
We help you see the full picture, identify overlaps, set priorities and put in place a structure that is clear, manageable and easy to follow.
Do you have all the pieces, but lack a clear view of the bigger picture?
WEALTH
PLANNING
- Do you have all the pieces, but lack a clear view of the bigger picture?
We help you connect your wealth, your decisions and your life goals.
MULTY FAMILY
OFFICE
- We support families who need to bring different assets, advisers, structures and generations together under one clear, joined-up view.
FINANCIAL
EDUCATION
We develop financial education programmes for schools and learning environments, with a practical approach grounded in real-life situations.
One conversation can bring a lot of clarity.
You don’t need to have all the questions figured out.
Tell us where you are today, what’s on your mind or what decision you’re facing.
We’ll start by listening.
LET'S TALK...
- +34 630 447 267
- hello@flpconsult.com