Financial Life Planning

Legal Notice

Identifying Information

FINANCIAL LIFE PLANNING SL is the owner and responsible for the operation, management, and functioning of the website www.flpconsult.com, with the following identifying information:

  • Identity: FINANCIAL LIFE PLANNING SL – hereinafter referred to as FLP.
  • VAT ID: B-66232562
  • Address: Carrer Passeig, 25 1er 3a
  • City: Castellar del Vallès
  • Postal Code: 08211
  • Email: info@flpconsult.com
  • Registered in the Mercantile Registry

Purpose

The provider, responsible for the website, makes available to users this document to comply with the obligations established by Directive 2002/58/EC of the European Parliament and of the Council of July 12, 2012, and to inform all users of the website about the conditions of access and use on the www.flpconsult.com website, owned by FLP.

The purpose of the website is to provide users with information about the activities of the entity and keep them informed about business-related news and updates.

Any person accessing the website assumes the role of a user and commits to observing and strictly complying with the provisions set forth in this document, as well as any other applicable legal provisions. Access to the website implies acceptance of the conditions set out in this legal notice.

The provider reserves the right to modify any type of information and legal texts on the website, without the obligation of prior notice or communication to users. These obligations are considered fulfilled with the publication on the provider’s website. If you do not agree with the access and use conditions, it is recommended not to use this website and its content.

Use of the website

The use of the website is free, and its visualization does not require any registration or prior subscription.

The user agrees to make diligent use of the website, as well as the information regarding its services and activities. The user is responsible for complying with the current laws and regulations and the rules applicable to the use of the products and applications.

However, the use of the website contrary to good faith is prohibited, in particular, but not limited to: use contrary to Andorran regulations or that infringes the rights of third parties; the publication or transmission of content that is violent, obscene, abusive, illegal, racist, xenophobic, or defamatory; altering or intervening fraudulently in personal web pages or emails, or systems of other users or third parties without their corresponding authorization; the use of cracks, program serial numbers, or any other content that violates the intellectual property rights of third parties; collecting and/or using personal data of other users without their express consent or in violation of the provisions of Law 29/2021 on the protection of personal data; using the mail server, domain, and email addresses for spam, email bombing, identity theft, fraud under the custody of third parties, Scam 419, pharming, spreading viruses (trojans, etc.), or any other activity with fraudulent or criminal intent.

It is expressly prohibited to access, modify, or view the configuration, structure, and files of the servers of the website. In case of problems caused to the servers and security systems of the website as a result of negligent actions by the user, the user will be held civilly and criminally liable as appropriate. The user must respect the technical standards set by the website in the administration and development of the products used to avoid improper use that affects the servers and harms the rights of other users.

Additionally, the user commits not to use the content for illegal purposes, prohibited in this text, that may cause damage, disable, overload, deteriorate, or prevent the use of the content by other users or any other internet user (Hardware and Software).

Limitation of Liability

FLP disclaims any liability for damages and losses produced or that may arise from the use of information, website content, and the programs it contains, which may cause, among others, errors or omissions in the content, lack of availability of the website, or the transmission of viruses or malicious programs, despite having taken all necessary technological measures to prevent it.

The information on the website is current as of the date of its last update, and FLP does not guarantee the absence of errors in accessing the website or its content, but will take the necessary measures to correct, update, or amend them as soon as they are detected.

FLP reserves the right to modify and update the information on the website, its presentation and configuration, and access conditions without prior notice and at any time. Likewise, FLP reserves the right to modify or delete, in whole or in part, the contents of the website or restrict access to them. In case maintenance, repair, updating, or improvement operations are necessary, FLP reserves the right to temporarily and without prior notice suspend access to the website or the provision or cancellation of services, trying to inform users whenever possible.

Security in Electronic Communications

FLP applies the appropriate technical and management measures to ensure the security of communications and transactions that take place through the website, according to the state of technology and in accordance with the type of transactions and services offered to users.

Linked website

From the client’s website, it is possible to redirect to content on third-party websites. Since the provider cannot always control the content entered by third parties on its websites, it assumes no responsibility for this content. In any case, the provider states that it will proceed to the immediate removal of any content that may contravene national or international legislation, morality, or public order, immediately removing the redirection on the website and notifying the competent authorities of the content in question.

The inclusion of links on other portals does not imply, in any case, an association between FLP and the owners of the linked websites. FLP assumes no direct or indirect responsibility regarding the legality, truthfulness, usefulness, quality, or reliability of the services and content owned by third parties or managed or controlled by them, even if they can be accessed through the website.

For legal purposes, it is understood that any contractual or non-contractual relationship that the user establishes with third parties through the website is carried out exclusively between the user and the third parties.

The user accepts that FLP has no responsibility for damages or losses of any kind that may be caused due to negotiations, conversations, or contractual or non-contractual relationships between the user and third parties contacted through the website.

The user must be aware of the indications, warnings, or legal notices that third-party websites may establish for their use.

Linking from other websites:

Third parties intending to include a link to this website on their own website must comply with current legislation and may not host inappropriate, illegal, pornographic, violent, etc., content.

In no case will FLP be responsible for the content of the linking website, nor will it promote, guarantee, monitor, or recommend its content.

If the linking website violates any of the aforementioned aspects, it must immediately remove the link.

Protection and Processing of Personal Data and Cookies

In compliance with the requirements of Law 29/2021, of October 28, on the Protection of Personal Data, and the regulations that develop it, users of this website are informed that any personal data provided to FLP will be processed for the purposes and under the conditions defined in its Register of Treatment Activities. The Privacy Policy governing the website can be consulted.

In accordance with current regulations, FLP informs that users have the rights of access, rectification, deletion, opposition, portability, and limitation of treatment recognized in said regulations.

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